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As soon as their child is born, parents can start saving up for their children’s college education.
With tuition fees climbing up yearly, it is better to have a sound financial plan so that it would not be difficult for you to send your kids off to college when they grow up.
Aside from the cash that you have saved yourself, here are the top 3 sources that can help you get your kids through college:
1. Scholarship grants
2. Part-time jobs
3. Financial aids
These are good alternative sources for your children to start off on their college education.
But as a parent, you would not want to fall in those long lines for financial aid or let your child work himself to death just to have money for tuition and other expenses.
Here are some ways on how you can have a jump start at shaving off those hard-earned bucks for your child’s college education:
1. The earlier, the better.
Start investing your money as soon as your child is born.
First, put the savings or investments under your name.
Later on, decide whether you want to transfer the account to your child’s name by the time he or she turns 15. This way, you will have minimal taxes, if at all.
However, you need to be careful when transferring account names.
Some states require a total turnover of funds once your child turns 18 or 21. This is also ineffective if, in the future, you apply for financial aid.
Also remember that tuition fees 10 or 15 years from now may double or even triple the current rates.
2. Establish a trust fund for your child.
This is a very wise plan for a child’s parents or relatives to invest in.
A trust fund is similar to a time-deposit where the money will be given to your child after a certain number of years.
After the designated time, the fund may be received in one lump sum or through an installment basis.
When building up a trust fund, check out details like the interest rates, taxes and withdrawal restrictions.
All in all, you need to approximate the costs of tuition fees, dorm room, meals, books, and other expenses that may come up.
Make sure that you invest money wisely as your child grows.
By the time that there are only two or three years to go before you send your son or daughter off to college, "lock" an ample amount of the funds by investing them in low-risk bonds to ensure that you will get to have enough for them to start their college education.
Summary:
If you want to develop a winning law school personal statement, you'll need to approach it from the perspective of organization, hierarchy of evidence, showing progress, and themes. Here's how:
Organization
The purpose of this section is not to delineate one structural approach that will work for everyone's individual essays, but rather to discuss principles of organization that should guide you in constructing your argument. In previous sections, we have cautioned that...
Keywords:
law school personal statements
Article Body:
If you want to develop a winning law school personal statement, you'll need to approach it from the perspective of organization, hierarchy of evidence, showing progress, and themes. Here's how:
Organization
The purpose of this section is not to delineate one structural approach that will work for everyone's individual essays, but rather to discuss principles of organization that should guide you in constructing your argument. In previous sections, we have cautioned that the criteria we set forth could not be used as steps to be followed, because there was so much overlap and interdependence. Here your task grows even more challenging, because some of the principles can be mutually exclusive, and you may have to decide between them to determine which approach best suits your material.
Hierarchy of Evidence
Because your reader will be reading quickly and looking for the main points, it's often a good idea to start with your strongest evidence. You may even highlight your most interesting experience in the introduction.
This applicant recognized that his most compelling, in-depth experience was his tenure as a deputy clerk in the local Superior Court. He jumps right into his discussion without unnecessary prefacing. He demonstrates his "hands-on knowledge of the inner workings of the legal system" first, because he hopes this firsthand exposure will help him to stand out.
By the third paragraph, he moves backward chronologically to explore the origins of his interest in law. This is an important discussion, and in real life, his initial exposure to the law through his father's work formed the foundation for his recent work in the Superior Court. The applicant is correct to start with the present; it is more engaging because it shows the applicant in action and exercising his understanding of the law.
Showing Progress
This approach might invite a chronological order, but we maintain that chronology should not be reason in itself (as explained in the sidebar of the Essay Structures introduction) to organize material in a particular manner. The guiding principle here is to structure your evidence in a way that demonstrates your growth, from a general initial curiosity to a current definite passion, or from an early aptitude to a refined set of skills. It differs from the Hierarchy of Evidence approach because your strongest point might come at the end, but its strength lies precisely in the sense of culmination that it creates. Chronology might not apply if you choose to show progress within a number of self-contained areas, thereby combining this approach with the Juxtaposing Themes approach described later.
This applicant chronicles the growth of her interest in international development. The growth she describes is not merely a matter of accumulating one experience after another, but rather a process of enrichment in which she learns from new angles and adds layers each time. Her interest begins through her work with underrepresented citizens, which encourages her to undertake international ventures. These experiences in turn inform her academic pursuits and further global exploration. The writer shows progress by using effective transitions such as the following:
"When I returned to college in the United States, I decided to combine my newly-piqued interest in underdeveloped economies with my intensified interest in the Spanish language."
The writer moves effectively from experience to experience; the result does not feel like a list or a haphazard construction, but rather a logically flowing piece. Moreover, the applicant's final points have more force because we have witnessed a process of growth, and her individual ideas combine to have a synergistic effect.
Juxtaposing Themes
The strongest argument against a straight chronological order is the value of juxtaposing related themes and ideas. If two experiences are closely related but occurred years apart, it makes more sense to develop them as one set of ideas than to interrupt them with unrelated points.
This applicant devotes his first three paragraphs to his disadvantaged background and the obstacles he overcame. He explores his growth from a child who had to work at the age of twelve and help raise his sisters to an overwhelmed college student who struggles to survive financially. After discussing this self-contained unit of progression, he shifts gears in the fourth paragraph to describe his work in a nonprofit organization over the past three years. Although he likely began this experience during the period described in the first three paragraphs, the non-chronological placement makes sense. Interrupting the flow of the first point not only would be confusing, but also would take away from the impact of each point being fully developed on its own terms.
Summary:
Golf weight training program. In a sport that hardly has any controversies; few issues have come as close to being controversial as golf weight training programs have. More so with amateur and non-professional golfers. And yet if you really examine the facts, a golf weight training program need not be controversial at all.
Keywords:
golf,golf swing,golf trainer,golf workouts,golf exercises,golf fitness,golf lessons,golf instruction,golf tips
Article Body:
Golf weight training program. In a sport that hardly has any controversies; few issues have come as close to being controversial as golf weight training programs have. More so with amateur and non-professional golfers.
And yet if you really examine the facts, a golf weight training program need not be controversial at all.
Although professionals have now fully embraced the benefit of golf weight training programs, amongst the other golfers golf weight training programs are still looked on with a lot of fear and apprehension. These fears are of course mainly based on ignorance rather than enough solid facts and knowledge.
One of the greatest fears is that some of the golf weight training programs designed to build strength are too strenuous. Others fear that they will develop great big muscles that will make them stiff and yet flexibility is an important attribute for any golfer.
These fears are of course completely unjustified. Most golf weight training programs have been successfully completed by golfers who are as old as 80 years old. Junior golfers barely in their teens have also graduated from the same programs without any problem. Not to mention lady golfers some of who are senior citizens.
Then it is significant to note that golf weight training programs are designed to increase strength and not to body build or build great huge muscles. The use of dumbbells is different for the two different objectives. For example lighter weights are used and they are lifted more times than the case would be for a bodybuilder dealing in much heavier weights.
Many good golf weight training programs involving dumbbells will also include certain stretch exercises using them. Stretch exercises are very good in improving golf swings.
When you take a closer look, golf weight training programs are really not be feared. Rather they should be embraced as they have helped many golfers revolutionize their games.
There is no doubt that the importance of a golf weight training program will continue to rise in the years to come.
It is essential that a person is aware of what constitutes good food health vitamin intake. The federal drug administration produces a recommended daily allowance for the majority of vitamins which it regards as a good food health vitamin intake. These figures vary according to a person’s age, sex and some other factors so that the good food health vitamin intake for a young woman is going to be different to that of a man in his seventies.
The food health vitamin intake amounts of certain foods are included in the nutritional labelling. This labelling is important for a person to consider and helps ensure that they are receiving the correct food health vitamin intake from the foods that they eat. The nutritional information is often represented as a percentage of the recommended daily allowance of each vitamin and mineral and can help assess the value of the foods in the quest for good food health vitamin intake.
There are also a number of items that a person may want to restrict in their diet as part of their good food health vitamin intake. Again, the nutritional labelling of certain foods can help a person to see how high a product is in these undesirable contents. Salt and fat, for example, may be items that a person wants to consider limiting as part of their good food health vitamin intake even though they are not strictly vitamins. The majority of people actually refer to nutrients when they use the word vitamin and food manufacturers are aware that a person is looking at minerals and other items when they are considering their good food health vitamin intake. Fiber is another element that many people are more aware of as forming an essential part of a balanced diet and is necessary for good food health vitamin intake.
If a person is on a restricted diet for any reason then they need to pay even more attention to their good food health vitamin intake. Obviously, some foods contain different nutrients to others and this is applicable to vitamins as well and it may be more difficult for a person to achieve their good food health vitamin intake if they are unable to eat certain foods. Vitamin supplements can form an essential part of a good food health vitamin intake for people who are unable to obtain their vitamins from their normal diet. It is also worth remembering that the good food health vitamin intake for a person varies throughout their life depending on their general health.
If you spend a lot of your time at home in your garage or if
you want a clean and organized garage you need a few
gadgets. Garage gadgets come in many forms and for different
purposes.
For example a stop light for parking may come in handy for
someone who has a problem with depth perception or for
someone who comes home late from work and is very tired. If you
have such problems, you need this tool. It is easy to install
and use and it helps you to park the car in the same spot
every time when the motion sensors are triggered.
If you need space on the walls next to the door, you can
mount a garage door opener on the ceiling above the door
to eliminate chains.
Bike storage is ideal in a garage for “hanging” your bike on a
wall so you have easy access to it with the advantage of having
more clear space in the garage.
If you have a lot more items in your garage than you really have
Room for or the walls are full of shelves and cabinets, you
definitely need additional storage devices like an overhead
storage system mounted directly on the ceiling.
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